You'll see a few payment buttons at checkout — here's what each one actually does, so you can pick the right one the first time.
⚡ Instant, One-Tap Payments — via Stitch
Selecting Stitch at checkout gives you these options in one step, no redirect:
- Apple Pay
- Google Pay
- Capitec Pay
- Card (Visa/Mastercard)
These complete your payment immediately, using a card or wallet you already have set up on your phone or browser. No application, no waiting.
💳 Card, EFT & More — via PayFast
Selecting PayFast takes you to PayFast's secure payment page, where you'll then choose how to pay:
-
Card (Visa/Mastercard)
-
Zapper — scan a QR code with your banking app or the Zapper app (works with Capitec, Absa, FNB, Nedbank, TymeBank, and others)
-
Mobicred — revolving credit, if you already have (or want to apply for) a Mobicred account
-
Payflex — split into 4 interest-free payments
💡 Important: If you want Mobicred specifically, select PayFast first, then choose Mobicred on the next screen — it isn't its own button on the main checkout page.
🔄 Buy Now, Pay Later — Payflex

Payflex also appears as its own button on the main checkout page as a shortcut — selecting it directly takes you straight to Payflex's payment flow: 25% upfront, then 3 more payments every 2 weeks, interest-free if paid on time. Selecting Payflex inside PayFast gets you to the same place; the standalone button is just faster.
💳 Revolving Credit — Mobicred

Mobicred is a revolving credit facility designed for online shopping — apply once, get a credit limit, and reuse it as you pay it off. Ideal for larger builds and ongoing purchases.
- Apply once at mobicred.co.za
- Select PayFast at checkout, then choose Mobicred
- Pay your monthly instalment directly to Mobicred
→ Apply for Mobicred
🔗 Pay via Link — Stitch BNPL
[Stitch logo — upload to Files and insert here]
Stitch also offers a Buy Now, Pay Later option via payment link. Here's how it works:
- Complete your order on the Advanced 4x4 website
- Select Stitch at checkout
- Choose the BNPL / Pay Later option within the Stitch payment flow
- Follow the on-screen steps to confirm your repayment schedule
- Your order is confirmed immediately — pay over time as agreed
→ Learn more about Stitch
Which Should You Choose?
| You want to… |
Select |
| Pay instantly with Apple Pay, Google Pay, or Capitec Pay |
Stitch |
| Pay by card, with the widest range of options in one place |
Stitch (card) or PayFast (card) |
| Scan a QR code with your banking app |
PayFast → Zapper |
| Split into 4 interest-free payments, fastest route |
Payflex (standalone button) |
| Use an existing or new Mobicred revolving credit account |
PayFast → Mobicred |
| Buy now, pay later via Stitch |
Stitch → BNPL |
Advanced 4x4 is not a credit provider. Payflex, Mobicred, and Stitch are independent third-party providers responsible for their own approval decisions, fees, and terms.
Questions?
📞 021 569 7238
📧 sales@advanced4x4.co.za
📍 36 De Kock Street, Strand, Western Cape, 7130
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