Flexible Payment Options – Mobicred & Payflex
Flexible Payment Options for Your 4x4 Build
At Advanced 4x4, we believe your dream build shouldn't be limited by budget. That's why we've partnered with South Africa's leading payment solution providers — Mobicred and Payflex — so you can gear up now and pay on your terms.
Mobicred – Revolving Credit

Mobicred is a revolving credit facility that lets you shop online and pay off your purchases over time — just like a credit card, but designed specifically for online shopping.
How Mobicred Works
- Apply once online at mobicred.co.za
- Get approved for a credit limit
- Select Mobicred at checkout on Advanced 4x4
- Pay your monthly instalment directly to Mobicred
Why Choose Mobicred?
- ✅ Revolving credit — reuse your limit as you pay it off
- ✅ Flexible monthly repayments
- ✅ No hidden fees
- ✅ Ideal for larger 4x4 builds and accessories
Payflex – Buy Now, Pay Later

Payflex lets you split your purchase into 4 interest-free payments over 6 weeks. No interest. No fees if you pay on time.
How Payflex Works
- Select Payflex at checkout
- Pay 25% upfront — we ship your order immediately
- Pay the remaining 3 instalments every 2 weeks
- 100% interest-free
Why Choose Payflex?
- ✅ Zero interest on all purchases
- ✅ Quick approval — no lengthy applications
- ✅ Perfect for accessories and mid-range builds
- ✅ Available to all South African shoppers
Which Option Is Right for You?
| Mobicred | Payflex | |
|---|---|---|
| Best for | Large builds & ongoing purchases | Single purchases split over 6 weeks |
| Repayment | Monthly instalments | 4 x interest-free payments |
| Interest | Standard revolving credit rate | 0% interest |
| Application | Once-off online application | Instant at checkout |
Ready to Build?
Browse our full range of premium 4x4 accessories and select your preferred payment option at checkout. Questions? Contact our team — we’re happy to help.